Available
46% below market value
Buy-to-let · Ferryhill
Dennison Terrace, Ferryhill, DL17 0AL
- Price
- £37,000
- Cash to buy
- £20,065
- Net yield
- 10.3%
- Money left in*
- £0
- ROCE after refinance*
- All cash back
Properties
Lvl 01 / 05
Investment properties for saleBought below value. Handled end to end.
Buy-to-let, BRR and commercial properties, found, costed and checked before they reach you. Cash to buy from £20,065.
- 300+completions
- End to endwe find, refurbish, let and hand over
- 4–6 weeksto completion
- £3,000to reserve, refunded if no exchange
Your budget
Lvl 02 / 05
What could your budget buy?
You put in 30% of the price plus the buying costs. Bridging or equity covers the rest until you refinance.
30%of the price+
Refurbif there is any+
Costsstamp duty and legals=
Cashyou need
Finance costs are extra, because they depend on your situation. We’ll always help you find the cheapest way to fund a purchase, and to reinvest and scale afterwards. How the funding works.
Set your budget to see what fits. Tap any property for its figures.
Available now
Lvl 03 / 05
4 ready to buy now.
4 available and 6 reserved.
Available
46% below market value
Available
26% below market value
Buy, refurbish, refinance · Easington Lane
Girven Terrace West, Easington Lane, DH5 0JX
- Price
- £39,999
- Cash to buy
- £28,965
- Net yield
- 10.0%
- Money left in*
- £5,120
- ROCE after refinance*
- 55.8%
Available
30% below market value
Buy-to-let · Ferryhill
Magdalene Place, Ferryhill, DL17 8BA
- Price
- £45,000
- Cash to buy
- £30,715
- Net yield
- 7.4%
- Money left in*
- £4,091
- ROCE after refinance*
- 34.9%
Available
32% below market value
Buy, refurbish, refinance · Middlesbrough
Eden Road, Middlesbrough, TS4 2SJ
- Price
- £75,000
- Cash to buy
- £42,215
- Net yield
- 8.0%
- Money left in*
- £965
- ROCE after refinance*
- 100%+
Reserved
38% below market value
Buy, refurbish, refinance · Trimdon Station
Station Road West, Trimdon Station, TS29 6BP
- Price
- £30,000
- Cash to buy
- £37,965
- Net yield
- 9.7%
- Money left in*
- £0
- ROCE after refinance*
- All cash back
Reserved
28% below market value
Buy, refurbish, refinance · Shildon
Primitive Street, Shildon, DL4 1EQ
- Price
- £37,000
- Cash to buy
- £26,065
- Net yield
- 10.5%
- Money left in*
- £3,965
- ROCE after refinance*
- 70.5%
Reserved
23% below market value
Buy-to-let · Coundon
South View, Coundon, DL14 8NB
- Price
- £39,000
- Cash to buy
- £24,665
- Net yield
- 10.5%
- Money left in*
- £6,965
- ROCE after refinance*
- 42.5%
Reserved
20% below market value
Buy-to-let · Chilton
West Chilton Terrace, Chilton, DL17 0HJ
- Price
- £43,000
- Cash to buy
- £28,865
- Net yield
- 10.0%
- Money left in*
- £9,315
- ROCE after refinance*
- 34.3%
Reserved
30% below market value
Buy, refurbish, refinance · Stanley
Holyoake Terrace, Stanley, DH9 7BU
- Price
- £47,000
- Cash to buy
- £34,915
- Net yield
- 8.7%
- Money left in*
- £3,690
- ROCE after refinance*
- 64.9%
Reserved
29% below market value
Commercial · Shildon
Main Street, Shildon
- Price
- £170,000
- Cash to buy
- £66,200
- Net yield
- 13.1%
- Money left in*
- £5,200
- ROCE after refinance*
- 100%+
*After refinancing at 75% of the estimated value (price plus the discount shown) at 5.5%, before finance costs. Try it on any property with your own loan and rate.
Nothing matches right now. New properties come in every month: call us with what you’re after and you’ll hear first.
Full packs
Lvl 04 / 05
Liked the one-pager? Get the full pack.
Each summary gives you the headline numbers. The full pack has the comparable sales, every cost from rent to money in your account, and a five-year model. Call or message us and we’ll send it over, and talk it through if you’d like.
Call 020 4652 1964
WhatsApp us for the full pack
Lines are open 9am to 5pm, Monday to Friday. Message any time and we’ll reply within one working day.
Funding a purchase
Lvl 05 / 05
Why the prices are this low, and how you fund one.
Vendors accept a lower price from us because we promise them a quick, certain sale. To keep that promise the purchase has to be funded by money that moves fast, which is why a standard mortgage isn’t used at the point of buying. You don’t need it all in cash: any of these works, alone or combined.
01
Your own cash
Savings or money already set aside. The simplest route, and you can refinance later to take it back out.
02
Bridging finance
A short-term loan that completes as fast as cash. You put in a share, it covers the rest, and the mortgage repays it after.
03
Equity you already own
Release money from your home or a rental you have, and use it as your share of the purchase.
04
A mix of these
For example, equity from a home you own for your share, and bridging for the rest.
In short: the vendor gets a fast sale, you get the discount, and once you own it you can move onto an ordinary buy-to-let mortgage. Not sure which suits you? Call and we’ll talk it through, then introduce you to a specialist broker.
How the money comes back out
- Buy below valuewith cash, bridging or equity, because the vendor wants a quick sale.
- Refinance onto a mortgagelater, against the property’s full value rather than the lower price you paid.
- Recycle the cashreleased into your next property. You’ve left less of your own money in than a standard mortgage purchase would.
Try it on one of our properties
How the money comes back out, on a real property.
An illustration on this property’s figures, not an offer of finance. The value is our estimate of the market value (the price plus the discount shown on the property); a lender’s own valuation decides how much you can borrow, and lenders often wait several months after purchase before refinancing. Bridging, mortgage and valuation costs are extra.
Every investor’s position is different. Call us and we’ll talk you through how this would work for you.
Call 020 4652 1964 See the propertiesRefinancing depends on a lender’s own valuation and criteria, which can change. Where you need funding, we can introduce you to a specialist broker. Akoya is not regulated by the FCA and doesn’t give financial advice. Test a refinance in our calculator, or read how much money you need.
From reservation to completion
Lvl 06 / 05
Four steps from yes to the keys.
- 01
Read the pack
In your own time. Ask us anything.
- 02
Reserve for £3,000
Off the market that day. It all comes off what you pay.
- 03
Solicitors take over
We supply everything they ask for.
- 04
Complete
It’s yours. The pack sets out what comes next: tenanted, refurbishment or letting.
£3,000 is the only decision you make today. It takes the property off the market and comes off what you pay. If no exchange takes place, it’s refunded. Completion usually takes 4–6 weeks.
Our investors
Lvl 07 / 05
In their own words.
“Great service. I wanted to keep buying but I don’t have the time to find properties myself. That’s the whole reason — Jaime finds them, runs the numbers and my portfolio keeps growing.”
“Buying in the UK from America sounded like it would be complicated. It wasn’t — they handled the parts that would have been difficult from this distance.”
“My first investment property, and far less stressful than buying my own home was. Everything was covered and the process was clear the whole way through. The rent comes in every month now, and I’m waiting until I can buy another.”
300+
completions, each one refurbished, tenanted and handed over.
See the latestSee what’s available now
Who you’ll deal with
Lvl 08 / 05
The people who’ll handle your enquiry.
Whoever picks up your enquiry stays with you from the first call to completion.
Head of Investment Strategy
Jaime
Shapes the strategy behind every acquisition. The person to talk to about the numbers and portfolio fit.
Investment Specialist
Sami
Works with investors through each acquisition, coordinating solicitors and timelines to completion.
Call our main line and you’ll be put straight through, or pick a time that suits you.
Call 020 4652 1964 Book a callTrack record
Lvl 09 / 05
Recently completed.
| Property | Price | Rent |
|---|---|---|
| Davy Street, Ferryhill, DL17 8PN | £62,000 | £500 pcm |
| Ford Terrace, Chilton, DL17 0JG | £69,400 | £550 pcm |
| Barrington Terrace Ferryhill DL17 8NW | £69,500 | £579 pcm |
| Barwick Street Easington SR8 3SA | £49,000 | £408 pcm |
| Dale Street Chilton DL17 0HQ | £59,500 | £545 pcm |
| High Street Howden le Wear DL15 8HA | £75,000 | £625 pcm |
| High Street Ferryhill DL17 0AG | £59,000 | £492 pcm |
| Canon Cockin Street Sunderland SR2 8PR | £74,000 | £678 pcm |
The next one could be yours.
See what’s available nowNot ready to call?
Lvl 10 / 05
Busy now? We’ll work around you.
Call me back
Leave your number and the best time, and we’ll call you then.
Received
Thanks. We’ll call you at the time you picked.
See new properties first
Many are offered to our investors before they reach this page. Tell us your budget and we’ll message you when one fits.
Received
You’re on the list. We’ll message you when a property fits your budget.
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Join the Akoya investor community.
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Before you decide
Lvl 11 / 05
Your questions, answered.
It’s 300 miles away and I’ve never been.
You’re welcome to view any property in person, and plenty of buyers do. If a trip north isn’t practical, we’ll take you round on a live video walkthrough, usually within the same week.
Where’s the catch in the price?
There isn’t one, but the discount isn’t cash: it’s equity on paper, which you realise when you refinance or sell. We leave it out of every return figure on this page.
What if the tenant stops paying?
Then you have a bad year. Test exactly how bad in our buy-to-let calculator, with an empty spell, a repair and a rate rise at once, before you commit to anything.
Who finds the tenant?
We do. Tenant placement is handled by us: some homes are already let when you buy, and where one isn’t, we find and place the tenant for you. Each property’s details say which. Tenants are credit, reference and affordability checked. We don’t offer a rent guarantee.
What does the refurbishment include?
Boilers, electrics, damp-proofing, kitchens, bathrooms, glazing, decoration and flooring, to the Durham Decent Homes Standard, with all certificates provided.
Can I view a property first?
Yes. Come and see it in person, or we’ll take you round on a live video walkthrough, usually within the same week.
Who manages it after I buy?
Our recommended local agents charge around 8–10% plus VAT a month for tenant checks, deposit registration, rent collection, inspections and maintenance. You don’t have to use them.
How does reserving work?
A £3,000 reservation takes the property off the market that day, and the whole amount comes off the money you pay. ID, address and proof of funds are checked within seven days. If no exchange takes place, the £3,000 is refunded.
Why is the net yield lower than the 10% I see quoted elsewhere?
Gross yield is rent against the price, and on our homes it’s usually around 10%. Net yield is what’s left after management, insurance, compliance and maintenance, as a share of everything you put in. We show the net figure because it’s the one you actually earn.
Figures are before tax and finance costs, from our own costings, and are a guide, not a guarantee. Money left in is your cash in the deal after any refinance. Net yield is yearly rent after running costs as a share of the total investment. ROCE is that same income as a share of the money left in.
Next step
Lvl 12 / 05