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Akoya Group

FOR PROPERTY INVESTORS | BUY-REFURBISH-REFINANCE

BRR investment, structured to recycle your capital and stack assets.

Buy-Refurbish-Refinance, delivered as a complete system - from below-market sourcing to refinance and tenant.

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BRR Akoya Insights

180+

Investors Supported

200+

Projects Delivered

£4m+

Returns Generated

£6k

Average Capital Left In Deal

Initial Strategy Call

We start by understanding your goals, capital position and refinance appetite. BRR is a capital-recycling strategy - we make sure it fits before going further.

Investment Brief & Area Mapping

We define your brief together - capital available, finance options, target GDV, refurb scope and exit. We focus on areas where value can be added to underperforming properties.

Property Sourcing & Negotiation

We work off-market and direct-to-vendor as well as on-market. We only bring you deals where the entry price, refurb cost and end value already give you the capital recycle needed.

Acquisition, Refurb & Project Management

We coordinate the refurb against a defined spec - built to meet the comparables your end surveyor will use. Our trade network and project oversight keep timelines, budget and quality in check.

Refinance & Strategy Sign-Off

Once the works are complete, we manage the refinance process to pull capital back out, then sign off on the long-term strategy - BTL, SA, SH - depending on what the deal supports.

How We Work With Investors

BRR works when every layer is handled properly. We source the property, negotiate the price, coordinate the refurb, and structure the refinance to maximise capital release. Your role is capital and decision-making - everything else is delivered.

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WHY AKOYA

Most investors buy a property. Our clients build a recycling capital stack.

Off-Market & Below-Market Sourcing

BMV stock doesn't sit on Rightmove. For every client, we run a dedicated sourcing campaign - direct-to-vendor outreach, agent relationships, probate and motivated-seller pipelines, plus the network we've built over years. More options, tighter filtering, and the right entry price - not just the first deal we see.

Refurb Spec That Hits the Comparables

Refurbs are designed against the surveyor comparables that drive your refinance valuation. We don't over-spec, we don't under-spec - we build to the number the deal needs to value at. Spec, materials and finish are all set against the end-value evidence in that postcode.

Project Management & Trade Network

Refurbs go wrong on cost, timeline and quality. Our oversight, vetted trade network and structured process keep all three on track. You're not chasing builders or pricing materials - we coordinate the works against the agreed spec, budget and timeline.

Refinance Strategy Built In, Not Bolted On

The refinance is modelled at day one - lender appetite, valuation evidence, and the LTV that will release the capital you've put in. We build the deal back from the refinance, not toward it.

 I N S I G H T S 

A collection of frameworks and notes we use when assessing and structuring BRR investments. If you'd like to see how this applies to current deals, you can explore them or speak with us directly.

The BRR Numbers Pack

Our live working deal template - purchase, refurb, GDV, refinance, capital out - with three anonymised real deals plugged in so you can see how the maths actually moves on a BRR deal, not just the theory.

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Refurb Scope Decoded 

What "light", "medium" and "heavy" refurb actually mean in pounds, timelines and valuation uplift. The specific decisions - kitchens, bathrooms, layout changes, external - that move the number the most.
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The BRR Walk-Away File

Six real deals we rejected - the numbers, the reasons and the red flags. The quickest way to learn BRR is to see what we said no to and why.


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FAQ's

BRR is a UK property investment strategy where an investor buys a property below market value, refurbishes it to add value, then refinances at the higher post-refurb valuation to pull most or all of the original capital back out. The property is typically held as a buy-to-let or serviced accommodation unit, generating monthly cashflow, while the released capital funds the next deal. BRR is a capital-recycling strategy - its strength is the ability to scale a portfolio without locking up new capital on every purchase.

Typical capital required is £60,000–£120,000+ depending on property size, refurb scope and area. This covers the deposit (usually 25%), purchase costs, full refurb, holding costs during the works, and the Akoya sourcing fee. The aim is to pull most or all of that capital back out at refinance - so the long-term capital "left in" is significantly lower, often £0–£10,000 per property on a well-structured deal.

A typical BRR project runs 6 months end to end - roughly 1 month from offer to completion, 2–3 months for refurb depending on scope, then 2-4 weeks for the refinance. Most lenders require a six-month ownership period before remortgaging at the post-refurb value, which sets the floor on the timeline.

We do - or we oversee it, depending on how hands-on you want to be. We have a vetted trade network, and we coordinate against an agreed scope, budget and timeline. You're not chasing builders or pricing materials. For investors who want to fully delegate, we run the project end-to-end. For investors who want involvement, we manage the spec and oversight while you stay close to decisions.

This is the main BRR risk and the reason every deal is built back from the refinance valuation. Spec, comparables and lender choice are all set at the start to protect the end value. If the surveyor still under-values, options include: challenging the valuation with new comparables, going to a different lender, holding for a few months and re-valuing, or adjusting strategy (e.g. SA instead of BTL for higher cashflow). We talk through worst-case scenarios on every deal before you commit.

Ready to build a BRR portfolio that recycles itself?

Book a no-obligation strategy call. We'll map what's realistic over the next 12 months based on your capital, refinance position and timeline. No pitch. No pressure.

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